![]() ![]() Most policies only cover emergencies, but a growing number of providers also offer wellness plans for preventive care, which will add to your premium cost. When picking a pet insurance policy, consider whether you just want coverage for emergencies or if you'd also like some reimbursement for routine vet visits. ![]() Lemonade Pet Insurance: Best for Affordable Premiums.Healthy Paws Pet Insurance: Best for Unlimited Annual Coverage.Pumpkin Pet Insurance: Best for Comprehensive Coverage.AKC Pet Insurance: Best for Preexisting Conditions.Spot Pet Insurance: Best for Broad Coverage.Nationwide Pet Insurance: Best for Exotic Pets.Figo Pet Insurance: Best for 100% Reimbursement.Trupanion Pet Insurance: Best for Out-of-Pocket Costs.ASPCA Pet Insurance: Best for Waiting Periods.You could suddenly find yourself paying thousands for one surgery followed by hospitalizations, medications, and more. That price can spike exponentially after even one major illness or accident. That includes food, routine medical care at the vet, toys, treats, and other pet-related expenses. The ASPCA estimates the annual cost of owning a dog or cat is upwards of $1,400. ![]()
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